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Terms & Disclaimer

Please read these terms before relying on any guidance.

Last updated: 20 July 2026

These terms apply to the use of this website and to any guidance provided by Kamrul Advisory, a Shariah guidance and consultancy practice operated by Mufti Mohammed Shamsul Islam.

The nature of our guidance

Guidance provided by Kamrul Advisory is religious guidance, grounded in the Qur'an, the Sunnah and the established tradition of Islamic scholarship. It is offered for religious and educational purposes.

It is not a substitute for professional legal, financial, tax, medical or other regulated advice, and it should not be relied upon as such. Where your matter has legal, financial, tax or medical dimensions, you should obtain advice from an appropriately qualified professional in that field.

No advisory relationship by enquiry

Submitting an enquiry, or booking a consultation, does not by itself create an ongoing advisory or professional relationship. Any guidance is given in response to the specific question you raise, on the basis of the information you provide.

Accuracy and outcomes

Guidance is given in good faith and to the best of our knowledge and ability. Islamic rulings can depend on the precise facts of a situation and on differences of scholarly view. We do not guarantee any particular outcome, and you remain responsible for the decisions you make.

Fees

The initial consultation is charged at the rate shown on this website. Written opinions, reports and larger engagements are quoted and agreed before any work begins.

Urgent and emergency matters

This website and our guidance are not intended for urgent or emergency situations. If you are facing a medical, legal or safety emergency, contact the appropriate professional service or your local emergency services immediately. In the United Kingdom, dial 999.

The Kamrul Islam Foundation

The Kamrul Islam Foundation is an informal charitable effort carried on in memory of Kamrul Islam. It is not a registered charity. Any contribution is arranged personally through the contact provided, and stroke awareness information on this site is drawn from the NHS and is provided for public awareness, not as medical advice.

Intellectual property

The content, brand name, emblem and design of this website belong to Kamrul Advisory and may not be copied or reused without permission.

External links

This website links to external sites, including the NHS. We are not responsible for the content or availability of those sites.

Governing law

These terms are governed by the law of England and Wales.

Contact

For any question about these terms, please email us at mshamsulislam91@gmail.com.

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Shariah Guidance & Consultancy
Colchester, Essex, United Kingdom

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